I have been helping families with life insurance for over 10 years. I really enjoy helping people get exactly what they need at the best price. There are many life insurance agents that understand the process and are very knowledgeable. Use one to help you with your decisions, they are free to use.
In my dealings in the last 10 years I found that these four companies below offer the best non medical exams for busy parents. They are all priced well and all would be a great choice when looking for life insurance.
Sagicor Non Med
Sagicor’s Sage Term offers affordable protection with guaranteed level premiums during the initial 10, 15 or 20 year term. Whats great about Sagicor it is offering a non medical insurance policy up to 1 million dollars. This is one of the quicker life insurance polices on the market if you are in great health.
SBLI NON MED
SBLI is a great company that has been around since 1907. Sbli’s rates are the best in the biz regarding the non medical insurance. They do take a bit longer in certain situation because they will most likely do a extensive medical background check.
American Amicable Non Med
No Medical Exams or blood work required as part of the application process
Several different term duration’s to choose from to suit your needs
Coverage amounts range from $25,000 to $250,000
Return of Premium option available
Convertible to a permanent plan of insurance without proof of insure-ability
Forester’s Non Med
Foresters is a great company that can get you approval quickly. This is an insurance policy that will get you covered in 30 minutes. If you are in perfect or good health and need a policy this is a quick and easy.
Parents like myself are very busy. I am a singe parent that is really involved with my child. Daily I am making breakfast, taking him to school, picking up from school, coaching his basketball team, making dinner , doing homework. I am sure most of you are in my situation and understand the time it takes to parent. Many people have little free time and do not want to spend it on getting a medical exam when getting life insurance.
That.s why these are a few great companies to look at when going through the life insurance process. If you have any questions, let me know.